by Nick Rainsford | 7 Apr 2019 | Uncategorized
Recently I got into an online debate with a bloke who loves BMWs. My only experience with the brand for a period of five years was not a happy one and I shared those views. I wasn’t prepared for his reaction. Such was his loyalty to this brand it was like I had...
by Nick Rainsford | 5 Feb 2019 | General, Home loans, Investments
Just imagine you’re a waiter in a restaurant. You’re paid $25 per hour and rack up a forty hour week. Tips are split between all staff. Now imagine if your boss informed you last night that by July next year you would be receiving a 19% pay cut. You spring into...
by Nick Rainsford | 28 Jan 2019 | General
This has been a typical summer for my family. None of us are at work or school. Each year my brother escapes the Swiss winter for a few weeks and spends most of the summer with us. He’s sometimes accompanied by his wife or one of his daughters. The days are spent at...
by Nick Rainsford | 23 Sep 2018 | Home loans, Investments, SMSF
Background I caught up for a coffee with another broker a few weeks ago. We had a nice long chat about the industry that has adopted a couple of blokes orphaned from investment banking. There’s a story he told me that’s haunting me and keeps me thinking about...
by Nick Rainsford | 8 Aug 2018 | Business, General, Home loans, SMSF
Anyone who drives from St Ives Chase to Terrey Hills on a sunny weekend morning is likely to encounter lycra-clad middle-aged men riding on their expensive bicycles. Some of these cyclists are quite serious. They’re the ones who take the ride down to Bobbin Head and...
