Specialised financing solutions for pharmacy.

Specialised financing solutions for pharmacy.

Thyme Financial Group is a finance brokerage providing specialised financing solutions for pharmacy.

We take the time to understand you and your business and we work with key health care lenders to create the optimal finance solution for you.

You will deal directly with Nick Rainsford, our Director who has over 15 years banking and finance experience working with the pharmacy industry.

To make an appointment to discuss your financing needs, please contact Nick Rainsford on 0424 757 143 or email nick@thymefinancial.com.au.

Pharmacy finance

Commercial property finance

Home and investment loans

Fit-out finance

SMSF loans

Equipment finance

Our pharmacy loan process

Note: For many commercial/business loans we do not charge a fee. We do charge a fee for complex and difficult to source transactions and may even charge a work fee.

Step 1: First meeting

Our Director will meet with you to discuss your requirements.

Step 2: Indicative search

We will search the market to find out what lending appetite there is for your needs and at what indicative price.

Step 3: Formal engagement

We ask you to formally engage us.

Step 4: Managing the process

We will locate a funder for you.

Top tips for business loans

Get advice from your accountant but engage your broker early so that a balance can be found between tax minimisation strategies and maximising borrowing for business purposes.

Don’t go from lender to lender to get a loan. This will disadvantage you even when you eventually engage a broker.
Get your balance sheet and expenditure in order prior to applying for finance.

Top tips for business loans

Get advice from your accountant but engage your broker early so that a balance can be found between tax minimisation strategies and maximising borrowing for business purposes.
Don’t go from lender to lender to get a loan. This will disadvantage you even when you eventually engage a broker.
Get your balance sheet and expenditure in order prior to applying for finance.

Latest business articles

More

This article is about three couples that I've come across over the years. Only one are clients. Two wanted more (whatever that is) and one didn't. As you will see, more is not always better. Jenny & David David and his spouse, Jenny, are in their mid-late forties....

read more

Mechanics, Alfas and Trusted Accountants

Jack*, a friend of mine, owns a vintage Alfa Romeo – for those who are interested it’s a 1965 Giulia Sprint GT. Arguably, Alfas of that vintage are the most unreliable car marque this side of Creation. Jack treats that car better than his kids – and if you’ve met his kids you’ll understand why. It has its own tiled garage with a car hoist.  It only gets driven very briefly twice a year. His kids share a bedroom. There’s blood splatter on the floor from 2006 (I assume/hope from a nosebleed) and food scraps from which the cockroaches have fashioned Scandinavian furniture.

read more