Interest Rates

Interest Rates

You could be forgiven for thinking that interest rates occupy our minds more than any other topic. Every time a bank moves rates one way or another, it’s headline news. Even when the RBA doesn’t move rates there’s a news story about it. We’ve been conditioned to think...
Unseen Value-add

Unseen Value-add

I used to work at a bank the CEO of which used to worship at the altar of tech companies like Apple, Google, Microsoft etc. He used to wonder why the culture of a tech company could not pervade that of a bank. Oh, and he was also originally hired into banking from a...
Living On Your Home Loan

Living On Your Home Loan

There are many talking heads on TV and radio. Newspapers are filled with those giving us advice on how to manage our money, how to think, who to vote for and what to say. Amongst all the rubbish that passes for news or commentary the latest fashion is to bang on about...